Merchant Onboarding Policy

BNYPAY conducts due diligence and onboarding of merchants in accordance with applicable laws, regulatory requirements, internal risk policies, and partner bank guidelines. Merchant onboarding is subject to satisfactory verification of business, KYC/KYB documents, risk assessment, and approval by BNYPAY. BNYPAY reserves the right to approve, reject, suspend, or terminate merchant services at its discretion in compliance with applicable regulations.